De-luxe 2BRS apartment for sale located in the prestigious Borovo quarter, city of Sofia

Specifications: A new building performed by a leading construction company with Permission for use already granted since 2005. The residents benefit of a convenient location of the building close to main roads- Bulgaria Blvd. and Gotse Delchev Blvd., Borovo quarter, south district in city of Sofia. In close proximity there are many shops, kindergartens, schools. The apartment is on two levels with a functional room disposition, without any inclinations. The dwelling is with modern vision, first-class completion works, innovative interior design and stylish furnishing. All rooms are spacious and with lots of daylight. A stunning panoramic view of Vitosha mountain reveals from both first and second levels.

Disposition: First level: An open-plan living room with a kitchen box and dining area, a large bathroom with WC, a balcony. Second level: A solid staircase with polished brown marble and ikonos parapet lead to the second floor comprising a spacious empore, two self-contained bedrooms, a large bathroom with WC, a balcony covered with a tent.

Furnishing: The apartment is for sale fully furnished included in the price: a built-in kitchen box with el. appliances of BOSCH and SIEMENS, Italian furnishing of KANOR in living room, dining part and bedroom.

Exposure: The apartment faces South-East and South-West.

Floorings and walls: Refined laminated parquet, MARAZZI Italian granite tiles, latex painted walls.

Bathroom and WC: A bathroom with WC on first level, a second bathroom with WC and a bath-tub, Italian terracotta tiles, faience, sanitary and accessories.

Balconies: Two balconies- a balcony /12 sq.m./ on first level and one /15 sq.m./ on second floor.

Garage: A parking lot outside the building.

Accents

• New building with Permission for use granted
• TOP location
• First-class apartment
• Functional interior design
• Possibility for a parking place

Additional information:

Why you trust us...

You can rely on a Mortgage Loan from a Bulgarian bank that will finance your purchase, even if your income originates from another country. Mirela Real Estate agency has a partnership with leading Bulgarian Banks based on a licensed contract, by the force of which we represent them, a sign of respect and trust. Our credit specialists offer consulting services to our foreign clients and this service is free.
Here are the main characteristics of a standard mortgage loan in Bulgaria are, as stated by two of the leading banks in the country- United Bulgarian Band and First Investment Bank.
UBB- United Bulgarian Bank
The client segments are the citizens of the European Union, USA and Canada. The minimum amount of the credit is Eur 7500, the maximum is Eur 250 000 for a period of up to 20 years. A person must be at least 23 years old to be considered eligible and the age plus the loan period shouldn't exceed 65 years. For the first year the interest rate is 1.5% or 5.9% for the first 3 years. There is a standard interest rate for the rest of the loan period which is 6.5%. The bank has an application fee of BGN 20 and an administration fee of 0.5%. The prepayment fee is 5%.
First Investment bank
Every able local or foreign citizen is considered an eligible borrower. However, if the acquired property is a plot, a local citizen should acquire a property. There are no limits concerning the maximum loan amount. The maximum term is 240 months with a loan purpose- acquisition of a real estate.
There is an option of a period when the borrower pays only interest which may be up to 12, 24 or 36 months. After it equal monthly installments during the loan term are paid. In case of overdue payments the bank charges a penalty interest rate. The application fee is Eur 50 and the management fee is 2%. You can read more on the fees and charges on their website. The applicant's income should be 1.50 times the monthly installments. The minimum income that should remain per member of the household is 500 Eur for adults and 250 Eur for children.
The term for approving the application is usually up to 2 days.

Construction type: Brick

Year of construction: 2005 Year

Heating: Central heating

Exposure: South-west

Number of bathrooms: 2

Balconies: 2

Joinery: Three-chamber PVC casement windows

• Permission for use granted
• New development
• Elevator
• Security
• Furnished

Agent's valuation of the offer Excellent!

Real estates, buying real estates, selling real estates - the words that Mirela real estate agency fills up with a professional content

The buyer of a real estate is either an end user, when buying a real estate for personal privations or an investor, when accomplishing transactions with goal-gaining profit, or rents the bought property - again with goal-gainfulness and investment cost efectiveness.
The good agent always advises its client to consider each real estate purchase as an investment.
Whether you choose an apartment, an office or other property for private use, you must always presume this property could be sold or replaced in the future - that is why agent's appraisal about the market liquidity of this particular real estate is of great importance.
It is in your entire interest to be well informed about the state of the property market and the prices of the separate types of real estates in the concrete region as well.
Mirela Real Estate Agency gives you an excellent opportunity to review classified files with analytic information (See Module AVERAGE PRICES FOR REAL ESTATES) - a good reference point for the latest tendencies and the actual condition of the real estate market in its each concrete segment. In our rubric about the average prices you can obtain the most straight information, not only for the prices based on the offers, but as well as the prices based on realized deals by Mirela Real Estate Agency or by our partners. It is important to know that the presentation of each separate real estate property is submit with an exhaustive and comprehensive information, associated both with the given characteristics to the real estate and the specificity of the region.

Next to the indication of the property location there is a link that will introduce you to the history and the contemporary development of the populated area.
To facilitate your search, after the description of the property there is a link, which leads you to other SIMILAR OFFERS.

Another opportunity is posting your real estate sale ad in MIRELA's website. You just fill in the form and specify the attributes of the property for sale. Our brokers will shortly come into contact with you. In the rubric USEFUL INFO you can receive most important information about everything you need to know when you buy a property in Bulgaria.
The new construction is showed under the form in projects, for you to be able to meet in details the entire building, the middle of residency, the quality of construction, the floor dispositions, interior architecture, facade. All real estate properties for sale are described in details with prices shown.
Many of the offered properties are for sale with No commission from the buyer. The agency only charges EUR 480 for attendance the deal.
MIRELA Real Estate Agency works with 10 leading banks granting housing loans and will readily offer competent advice and professional consultation on financing your property purchase (See Module MORTGAGES IN BULGARIA).
In case you want to buy a property with a mortgage loan, we will choose the best conditions for loan, according to your possibilities and requirements.

How to choose your agent?

If you want an initial advice or consultation, you can contact with our agents-management consultants and put all your concern issues. In the register of our brokers you will find professional information about the agent, who can give you most qualified information about the segment of the market for your search. You can visit Mirela's nearest office and find your personal agent who will cater for your interests.

Specify type of property and purchase price

The management consultants in Mirela Real Estate Agency obligatorily give their well-grounded opinions upon the opportunities that indicate the real estate market - accordingly buyer's search for type of place and particular price. For clients who have signed PURCHASE ORDER with Mirela, the counseling is free of charge.
The standpoint is based on Mirela Real Estate Agency's weekly analysis of the market, researches about the different segments, prognoses expectations and processing the relative matter.
Mirela Real Estate Agency can disavow commitment on intermediation, if the agency estimates that the price offered by the buyer is absolutely unacceptable for inspection the actualities on the market.

Concluding a REAL ESTATE PROPERTY ORDER

Concluding a real estate property order is compulsory and guarantees the defense of  our clients interests. The buyers can choose by themselves the conditions in which they take the contract out, as well as to take advantage on the declared sale promotions and the possibilities of the service Special client.

Forms of concluding the contract order

• You can choose whether to put exclusive agency rights on Mirela Real Estate Agency or to retain your right to buy a real estate by another mediators as well.
• Granting exclusive agency to the Agent saves time, money and troubles and makes effective contacts with more agents, as well as keeps order with a few mediators.
• In the inner-organizational plan of the company, providing exclusive rights, is an opportunity to save a resource and to steer properly the capacity of its personnel, which predetermines the negotiations for lower client's reward.
• When negotiate exclusive rights, we advise you to investigate in advance the company which you are going to work with, in order to estimate the possibilities offered for your deal.
• We suggest a preliminary meeting with our menagers and agents, so you can gain impressions and decide whether and whom to give the concrete order. Consultation is free of charge and uncommitted.
• The main thing you should know is that Mirela Real Estate Agency does not insist on preliminary payment of the mediators reward. The remuneration is due only in case the buyer purchases the desired property through the agency.
• Upon signing the contract you can discuss all questions that bother you and even consult a lawyer.

Choose a property together with your agent

• Share in details your requirements
• Explain the purpose of buying the property
• Demand full information about the property - pictures, schemes of the dispositions, information about location
• Ask for site visits of the property you choose
• After the site visit do not have concerns to share your impressions about the property  with yor agent
• Do not worry if your opinion differs the one of your agent. It is worse when the agent always agrees with you and doesn't give an opinion
• When you choose your property, discuss the price and the conditions of the purchase with your agent. It is not necessary to take part in the negotiations - usually that gives to negative results. Trust the experience and the professionalism of your agent-consultant.

Concluding contract for purchase-sale of real estate

The purchase of a real estate can be executed in several stages or directly to be signed a final contract for purchase-sale /Notarial Act/.

Granting a deposit

In case you decide to buy a property, you may grant a deposit for safe-keeping at Mirela Real Estate Agency. The present deposit reserves the property for a part of time /untill the signing of the purchase-sale of real estate property preliminary or final contract/. Mirela Real Estate Agency assumes an obligation to keep the deposit and to give it to the buyer when particular conditions of the deposit receipt are fulfilled.

Concluding a preliminary contract for purchase-sale of real estate property 

In case the buyer accepts the offered price and condition, Mirela Real Estate Agency organizes the conclusion of a preliminary CONTRACT FOR PURCHASE-SALE OF REAL ESTATE PROPERTY. The contract is concluded under the regulations of Art. 19, paragraph 2 of the Liabilities and Contracts Law, it is prepared by a lawyer and is signed in the presence of the agent, representative of a seller and a manager of Mirela Real Estate Agency.

With signing the preliminary contract, the buyer shall pay to the seller a down payment or a deposit /usually the down payment is 10 % of the sell price/. The parties hereunto acting in their own will and confidence undertake to appear in the TERM, SELL PRICE, and CONDITIONS before a NOTARY PUBLIC and sign a FINAL CONTRACT for purchase-sale /Notarial Act/ of the following real property. At signing the contract, our customers withdraw their presents from the lottery of Mirela Real Estate Agency according to our Service and a Trademark - Special Client.
In the day of signing the preliminary contract, the seller pays to Mirela Real Estate Agency his treaty obligation.
In this obligation are included the juridical services of the deal. This includes checking  the encumbrances over the property (mortgage, injunctions, claims, third-party rights) and preparing the preliminary and/or final contract for purchase-sale of real estate property. Buyer has the right to choose a lawyer or Notary public, nevertheless the agency repayment.
In the day of signing the final contract, you receive your gift certificate for a Special Client and your gift.

We expect you in Mirela Real Estate Agency's offices! 

Kamelia Kostadinova

Office Manager

Mirela Real Estate Agency